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Craig Family Insurance LLC Blog

View the latest blog posts from Craig Family Insurance LLC.

Earlier this week, Florida Gov. Rick Scott asked the Insurance Commissioner David Altmaier to freeze insurance rate increases for 90 days, following the damage caused by Hurricane Michael. The governor also asked the state’s insurance commissioner to rescind for 90 days all policy non-rene... READ MORE >>

You can now combine your Homeowners and Flood Insurance into one policy for $$ savings!  ASk for a quote today!!! READ MORE >>

Hi All,   Our Lee County Elevation Certificate  search functions have been updated!!! Finally!!!   Updated information: Here is the direct link to our new “Search for an Elevation Certificate” page. https://www.leegov. READ MORE >>

Have you ever wondered what the coinsurance clause on your policy means? Coinsurance may well be one of the most confusing and misunderstood terms in insurance. Coinsurance is the percentage of value that the policyholder is required to insurance   If you insure your property for less... READ MORE >>

Eight tips to get a better night sleep 1. Go to sleep at a reasonable hour . 2. Hack your sleeping environment. Figure out how to make your bedroom as dark as possible —foam pillows for a deeper sleep. 3. Stop checking your email before you go to sleep maybe it does 4. READ MORE >>

Flood As of October 1st 2018 NFIP FEMA is accepting mid term flood carrier changes. This was not allowed in the past. You can shop your flood premiums at any time. Auto When you shop your auto premiums remember to shop out at least 10 DAYS prior to renewal date ... READ MORE >>

Citizens New Claim Procedures Citizens has announced in the June 12, 2018, Personal Lines Bulletin, Citizens introduced a coverage limit for non-weather water-related losses. Citizens is conducting three live webinars and an online learning module to provide you with information about th... READ MORE >>

PRIOR DAMAGE if prior damage is found in the home ( roof, electric, plumbing or A/C heat)  repairs prior or estimate of repair from contractor after close is usually OK, case by case. An example is past water damage from pipes, roof shingles missing, electric panels not allowed, etc.. READ MORE >>

We have estimated spot elevations through our GIS system.   Within the infrastructure layer, the estimated spot elevations reflect the points interpolated from LiDAR (Light Detection and Ranging) (flown in 2007). The points are spaced 50’ apart and are NAVD 88, feet. Please keep in mind that these READ MORE >>

How Older  Single Family Homes Can have Newer Homeowners  Insurance Rates 1.  CBS Concrete Block homes have lower premiums than Frame construction.  Hip roof shapes ( like a pyramid), are less premium than gable shaped roofs 2.  Update Air Condenser and Air Handler A/C systems every 20 years. READ MORE >>

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